Commissary Perks and also Your Labor force
http://garretttgwm577.angelfire.com/index.blog/1622926/cafeteria-fringe-benefits-together-with-your-labor-force/
Workers spend for non-reimbursed expenditures from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any funds leftover at the end of the year can't be "rolled over,"