Commissary Benefits as well as Your Workforce
http://josuedhtt389.bravesites.com/entries/general/cafeteria-perks--along-with-your-workforce
Workers pay for non-reimbursed costs from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; indicating that any type of funds leftover at the end of the year can't be " surrendered,"